We Help People get Approved Every Day

In the spirit of Broadway, let’s take it from the top.

At New York Auto Loan, we do not offer title loans, we do not offer refinancing loans, and we do not finance private sales between individuals. All vehicles must be purchased through our participating network of dealers and lenders.

We can help you with a bad credit car loan approval if you meet our monthly income requirements ($1,600 generally, sometimes higher depending on the dealer), if you have not had a vehicle repossessed in the last 12 months, if you are a U.S. resident more than 18 years of age, and if you are not currently in bankruptcy proceedings (recently discharged BKs are fine).

Your chances of approval go up if you’ve been on the same job or at the same address for more than two years. Banks like stability, and with some lenders, it’s more important than your credit score.

Sounds pretty simple, doesn’t it? So go ahead and apply today. Remember, the application is free and puts you under no obligation to buy.